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Image MIME Reference
BTIF

Bank Telecommunications Image Format

image/prs.btif
VS

GIMP Image Format

image/x-xcf
XCF

A complete technical comparison of Bank Telecommunications Image Format and GIMP Image Format — covering compression, feature support, browser compatibility, magic bytes, and when to choose each format.

Equal browser support

Feature Support

Feature BTIF XCF
Transparency (Alpha) ✕ No Yes
Animation Support ✕ No Yes
Progressive Loading ✕ No ✕ No
HDR Support ✕ No Yes
EXIF Metadata ✕ No Yes
ICC Color Profile ✕ No Yes
Bank Telecommunications Image Format
image/prs.btif
Extension
.btif.btf
Container Proprietary Check Image Container
Compression Lossy (JPEG-based) / Lossless (TIFF-based)
Algorithm
JPEGTIFF-variant
Color Depth 1-bit (B&W), 8-bit (Grayscale)
Developed by NationsBank (Bank of America) / Ben Simon
Released 1998
Magic Bytes
Unknown (Proprietary container)
Full BTIF reference →
GIMP Image Format
image/x-xcf
Extension
.xcf
Container GIMP Hierarchical Chunk Container
Compression None / RLE (Run-Length Encoding) / Zlib / Deflate (In newer GIMP versions)
Algorithm
NoneRLEZlib
Color Depth 8-bit per channel, 16-bit per channel, 32-bit floating point
Developed by Spencer Kimball, Peter Mattis, and the GIMP Development Team
Released 1995
Magic Bytes
67 69 6D 70 20 78 63 66
Full XCF reference →

Browser Support Comparison

Browser BTIF XCF
Chrome Chrome
Firefox Firefox
Safari Safari
Edge Edge
IE IE (Legacy)
BTIF

BTIF Strengths

  • Allowed early digital archiving and web-based transmission of cleared bank checks
  • Encapsulated both image data and ASCII transaction metadata in a single file
Limitations
  • Completely proprietary and obsolete format
  • Lacks native support in modern operating systems and image viewers
  • Requires legacy plugins or specialized bio-format readers (like ImageC) to decode
XCF

XCF Strengths

  • Preserves all non-destructive editing elements, layer hierarchies, masks, and alpha channels across GIMP sessions
  • Open and thoroughly documented specification within the open-source community, allowing third-party tools like Krita and ImageMagick to read project files
  • Reliable magic byte header prevents misidentification
Limitations
  • Massive file sizes because raw, unflattened layer bitmaps and masks are stored directly within the project archive
  • Completely proprietary to the GIMP ecosystem for deep editing; cannot be natively rendered or parsed by web browsers
  • Third-party software supporting XCF may occasionally struggle to render complex text layer adjustments or advanced layer blend modes identically to GIMP

When to choose which format

BTIF
Use BTIF when…
  • Bank Check Archiving (Legacy)
  • Financial Transaction Records
XCF
Use XCF when…
  • GIMP Native Project Archival
  • Layered Photo Editing and Graphic Design
  • Intermediary Asset Preparation for Export
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