Image MIME Reference
BTIF
Bank Telecommunications Image Format
image/prs.btif
VS
Adobe Photoshop Document
image/vnd.adobe.photoshop
PSD
A complete technical comparison of Bank Telecommunications Image Format and Adobe Photoshop Document — covering compression, feature support, browser compatibility, magic bytes, and when to choose each format.
Equal browser support
Feature Support
| Feature | BTIF | PSD |
|---|---|---|
| Transparency (Alpha) | ✕ No | Yes |
| Animation Support | ✕ No | Yes |
| Progressive Loading | ✕ No | ✕ No |
| HDR Support | ✕ No | Yes |
| EXIF Metadata | ✕ No | Yes |
| ICC Color Profile | ✕ No | Yes |
Bank Telecommunications Image Format
image/prs.btif
Extension
.btif.btf
Container
Proprietary Check Image Container
Compression
Lossy (JPEG-based) / Lossless (TIFF-based)
Algorithm
JPEGTIFF-variant
Color Depth
1-bit (B&W), 8-bit (Grayscale)
Developed by
NationsBank (Bank of America) / Ben Simon
Released
1998
Magic Bytes
Unknown (Proprietary container)
Adobe Photoshop Document
image/vnd.adobe.photoshop
Extension
.psd.psb.pdd
Container
Adobe Photoshop Document (PSD/PSB)
Compression
Uncompressed / RLE (Run-Length Encoding) / ZIP
Algorithm
RLEZIP (with or without prediction)None
Color Depth
1-bit (Bitmap), 8-bit, 16-bit, 32-bit (Float/HDR)
Developed by
Adobe Systems
Released
1990
Magic Bytes
38 42 50 53
Browser Support Comparison
| Browser | BTIF | PSD |
|---|---|---|
Chrome
|
✕ | ✕ |
Firefox
|
✕ | ✕ |
Safari
|
✕ | ✕ |
Edge
|
✕ | ✕ |
IE (Legacy)
|
✕ | ✕ |
BTIF
BTIF Strengths
- Allowed early digital archiving and web-based transmission of cleared bank checks
- Encapsulated both image data and ASCII transaction metadata in a single file
Limitations
- Completely proprietary and obsolete format
- Lacks native support in modern operating systems and image viewers
- Requires legacy plugins or specialized bio-format readers (like ImageC) to decode
PSD
PSD Strengths
- The undisputed global standard for layered raster graphics and non-destructive image editing
- Supports incredibly complex compositions combining raster data, vector shapes, live text, and adjustment layers
- Full support for advanced color spaces (CMYK, Lab, multi-channel) and 32-bit floating-point HDR workflows
Limitations
- Proprietary format: while the specification is published, complete feature-parity is rarely achieved by third-party software (e.g., smart objects and complex layer styles often break)
- Files can reach enormous sizes (gigabytes) due to the preservation of unflattened, high-resolution layer data
- Zero support for native rendering in web browsers or standard mobile image viewers
When to choose which format
BTIF
Use BTIF when…
- Bank Check Archiving (Legacy)
- Financial Transaction Records
PSD
Use PSD when…
- Professional Photo Retouching
- Digital Painting and Illustration
- UI/UX Design Workflows
- Graphic Design and Print Production