Free webp to jpg
Image MIME Reference
BTIF

Bank Telecommunications Image Format

image/prs.btif
VS

Pentax Electronic File

image/x-pentax-pef
Pentax-PEF

A complete technical comparison of Bank Telecommunications Image Format and Pentax Electronic File — covering compression, feature support, browser compatibility, magic bytes, and when to choose each format.

Equal browser support

Feature Support

Feature BTIF Pentax-PEF
Transparency (Alpha) ✕ No ✕ No
Animation Support ✕ No ✕ No
Progressive Loading ✕ No ✕ No
HDR Support ✕ No Yes
EXIF Metadata ✕ No Yes
ICC Color Profile ✕ No Yes
Bank Telecommunications Image Format
image/prs.btif
Extension
.btif.btf
Container Proprietary Check Image Container
Compression Lossy (JPEG-based) / Lossless (TIFF-based)
Algorithm
JPEGTIFF-variant
Color Depth 1-bit (B&W), 8-bit (Grayscale)
Developed by NationsBank (Bank of America) / Ben Simon
Released 1998
Magic Bytes
Unknown (Proprietary container)
Full BTIF reference →
Pentax Electronic File
image/x-pentax-pef
Extension
.pef
Container TIFF-based (Proprietary)
Compression Uncompressed / Proprietary Lossless
Algorithm
NonePentax Proprietary Lossless
Color Depth 12-bit (Per Channel), 14-bit (Per Channel)
Developed by Pentax (now Ricoh Imaging Company, Ltd.)
Released 2003
Magic Bytes
49 49 2A 00 (Little-endian) or 4D 4D 00 2A (Big-endian)
Full Pentax-PEF reference →

Browser Support Comparison

Browser BTIF Pentax-PEF
Chrome Chrome
Firefox Firefox
Safari Safari
Edge Edge
IE IE (Legacy)
BTIF

BTIF Strengths

  • Allowed early digital archiving and web-based transmission of cleared bank checks
  • Encapsulated both image data and ASCII transaction metadata in a single file
Limitations
  • Completely proprietary and obsolete format
  • Lacks native support in modern operating systems and image viewers
  • Requires legacy plugins or specialized bio-format readers (like ImageC) to decode
Pentax-PEF

Pentax-PEF Strengths

  • Retains absolute maximum sensor data, enabling massive shadow recovery and highlight protection compared to compressed in-camera JPEGs
  • White balance and sharpening are saved as metadata instructions rather than 'baked in', meaning they can be perfectly adjusted in post-production
  • Utilizes the standard TIFF container structure, making it relatively straightforward for open-source software like LibRaw to parse
Limitations
  • Proprietary format requires continuous updates to third-party processing software whenever Pentax releases a new camera model (unlike the open DNG format)
  • Produces very large file sizes compared to standard web formats
  • Cannot be directly embedded into web pages or used in standard HTML/CSS contexts

When to choose which format

BTIF
Use BTIF when…
  • Bank Check Archiving (Legacy)
  • Financial Transaction Records
Pentax-PEF
Use Pentax-PEF when…
  • Professional Digital Photography
  • Non-destructive Image Post-Processing
  • Pentax Camera Archival
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