Image MIME Reference
BTIF
Bank Telecommunications Image Format
image/prs.btif
VS
High Efficiency Image Container
image/heic
HEIC
A complete technical comparison of Bank Telecommunications Image Format and High Efficiency Image Container — covering compression, feature support, browser compatibility, magic bytes, and when to choose each format.
HEIC wins on browser support
Feature Support
| Feature | BTIF | HEIC |
|---|---|---|
| Transparency (Alpha) | ✕ No | Yes |
| Animation Support | ✕ No | Yes |
| Progressive Loading | ✕ No | ✕ No |
| HDR Support | ✕ No | Yes |
| EXIF Metadata | ✕ No | Yes |
| ICC Color Profile | ✕ No | Yes |
Bank Telecommunications Image Format
image/prs.btif
Extension
.btif.btf
Container
Proprietary Check Image Container
Compression
Lossy (JPEG-based) / Lossless (TIFF-based)
Algorithm
JPEGTIFF-variant
Color Depth
1-bit (B&W), 8-bit (Grayscale)
Developed by
NationsBank (Bank of America) / Ben Simon
Released
1998
Magic Bytes
Unknown (Proprietary container)
High Efficiency Image Container
image/heic
Extension
.heic
Container
HEIF / ISOBMFF
Compression
Lossy / Lossless
Algorithm
HEVC (H.265)
Color Depth
8-bit, 10-bit, 12-bit, 16-bit
Developed by
MPEG (Standard) / Apple (Adoption)
Released
2017
Magic Bytes
XX XX XX XX 66 74 79 70 68 65 69 63
Browser Support Comparison
| Browser | BTIF | HEIC |
|---|---|---|
Chrome
|
✕ | ✕ |
Firefox
|
✕ | ✕ |
Safari
|
✕ |
✓ 11+
|
Edge
|
✕ | ✕ |
IE (Legacy)
|
✕ | ✕ |
BTIF
BTIF Strengths
- Allowed early digital archiving and web-based transmission of cleared bank checks
- Encapsulated both image data and ASCII transaction metadata in a single file
Limitations
- Completely proprietary and obsolete format
- Lacks native support in modern operating systems and image viewers
- Requires legacy plugins or specialized bio-format readers (like ImageC) to decode
HEIC
HEIC Strengths
- Exceptional compression efficiency — stores images at roughly half the file size of JPEG with equal or better visual quality
- Natively supports modern photography features like depth maps, 16-bit color, HDR, and alpha channel transparency
- Can store image bursts, focal stacks, and animations (Live Photos) within a single file
Limitations
- Heavily encumbered by software patents, leading to very poor adoption outside the Apple ecosystem
- Not supported by standard web browsers (except Safari), requiring server-side or client-side conversion for web delivery
- Windows requires downloading a separate (often paid) extension from the Microsoft Store to view natively
When to choose which format
BTIF
Use BTIF when…
- Bank Check Archiving (Legacy)
- Financial Transaction Records
HEIC
Use HEIC when…
- iOS / iPhone Photography
- macOS Ecosystem
- High-Quality Image Archiving